About the Company

We are a Financial Service Company offering Dental, Health, Life Insurances and Retirement products in California.

We are an Independent Agency and by being an Independent Agency we can offer products from many Insurance Carriers and Financial Institutions. Therefore we will be able to give you the lowest cost and the best quality of service as possible.

I am the owner of UrichAlliance Financial Services and UrichAlliance.com since 1995 and I dba FinancialIf.com. I changed my main web site to Financial If to make it easier for people and search engines to find me. I believe and teach others to save money in every area of our lives especially  with services we use daily. For an example, Cable TV, do we really use 200 channels? Or do we use only 20? If we would look at these services and cut back on each one, we would probably be amazed on how much we can save.  One service I saved money each month on is hosting my web sites. I have saved hundreds of dollars a year to use free hosting. You will notice that my UrichAlliance.com and Financialif.com points to my free site by weebly. So let's start saving money now and invest in vehicles that protect and earn money for us.

My name is Tom and my wife's name is Nora and we have been in the Financial Service Industry for a combined 30 years. We have other associates that work with us and we all have the same mission.

Our mission is to show the Consumer and Businesses a way to Protect and Increase Their Assets mainly through guaranteed vehicles. We are using the word "vehicle" to mean an instrument that contains your financial investment.

We mainly specialize in Insurance products because we know that without these protections in place, all it takes is one incident to destroy your Financial Future.  When it comes to your money you will hear the words Risk and Reward. With Risk and Rewards you share in the gains and in the losses. Most companies offer products that works this way. It is great when everything is going well but when the market drops so does your money.
We teach our clients on how each type of plan works, the majority of the time our clients will choose the plans that Share in the Gains but NOT the losses. The returns in these types of plans can be as high as any other plan but your principal is guaranteed and as your money grows, the new value is guaranteed. These plans can make a big difference in the value of your money in time.

We believe in Protecting and Increasing Your Assets by giving you a clear plan for your future. Most agents go in to a home, pull out one product and tries to sell it to you, not us! We are different because we want to educate you on how the products work. We don't have just one product, we have many products for every situation. By gathering information about your specific situation and educating you about how each product works, we can come up with a clear plan that can change your future for the better. Then after that, if you choose to go with the plan, wait or choose not to, that is totally up to you. The least that you will get from our meeting, is a better understanding of how things work. Do you want the next ten years to be like the last ten years, if not, then something has to change. 

Products that we offer through FinancialIf are: Annuities, Dental/Health/Medical, Life, Travel Insurances for Individuals, Families, Businesses, Pension and Retirement Plans.

When we start out trying to get our financial house in order the average person usually doesn't have enough money saved in case of a big set back. So financial protection is needed for your loved ones in the beginning while you are working on your savings.

We personally take the time with you to customize a game plan for your specific financial situation and if you already have a good plan in place, we will let you know that too.


 

            Our consultation and proposals are always Free and always will be.

 

                                               Don't Delay Contact us Today!


 
                                                                         UrichAlliance  

                                                                                     ( dba FinancialIf )

                                                                                       P.O. Box 9412
                                                                    Alta Loma, CA 91701-9412
 

                                                                               Tel: (909) 291-5387

                                                                            Tom@UrichAlliance.com

                                                                                 License Number: 0B53336
 
                                                  In God We Trust